Nonprofits & professional firms

Commercial insurance for the organization you run.

We take your nonprofit or professional firm to the insurance market with a clear account of its work. We explain the proposals and recommend terms for the responsibilities your organization carries.

Nonprofit organizations

We broker commercial insurance for nonprofit management and operations, including board liability, employment practices, and protection against specified financial losses.

Three adults reviewing papers around a worn wooden table in a community arts room.

We bring the program and its governance into one account.

We review how your nonprofit delivers its programs and who is responsible for the work. A sponsored activity, volunteer role, or grant restriction can affect the insurance needed. We describe those responsibilities in the application and compare the proposed cover against them.

What we establish for the submission

  • The board and committees, including affiliated entities or sponsored programs
  • How employees and volunteers work with program participants
  • Grant receipts and the authority to approve organizational payments

We review the insurance terms in funding agreements alongside the nonprofit’s activities. If a grant requires coverage beyond management liability, we identify that requirement as part of the account.

Professional-service organizations

Commercial insurance for the management of a professional firm. We review governance and employment exposures alongside access to company or client money.

Two adults reviewing an open folder and charts at a round table in a small meeting room.

We separate firm management from professional service claims.

An ownership dispute and an allegation of faulty client advice involve different insurance. We explain that distinction when reviewing a consulting or advisory practice. We examine management and crime proposals while checking where the engagement itself needs professional liability attention.

What we establish for the submission

  • Ownership arrangements and authority over business decisions
  • Employee and contractor duties on client engagements
  • Responsibility for client money and any delegated payment authority

We compare professional-services exclusions with the work the firm performs. Where a client allegation falls outside D&O, we explain why the professional liability wording needs its own review.

Get your next insurance policy underway.

Choose a time to discuss insurance for your nonprofit or professional firm. We will identify the requirements and help assemble the application for insurance quotes.

Discuss commercial insurance